Buying?
Information on Buying Your New Home
Looking for a new home can be an exciting and challenging experience. Having a team of real estate professionals that takes the time to understand your unique needs and lifestyle is important.
My team works hard to not only find the perfect home for you, but also to handle every last detail of the purchase process, from negotiating the terms of sale to recommending moving companies.
If you would like to read what real Averill Park NY home buyers have said about Holli Boyd and the Boyd Team please take a moment to read some of our testimonials.
Downloads for Home Buyers
I have created several PDF documents for download - if you have any questions about these documents or any of the services I offer, please don’t hesitate to contact me.
- Moving Checklist (what to do when your offer is accepted, when a closing has been scheduled and after a closing has taken place).
- The Top 10 reasons to buy a home
- When you work with real estate agents you hear the word “agency” a lot - in fact New York State requires that we define this for you at our first meeting. One of the reasons you contract with and sign a Buyer’s Representation Contract is so that your real estate agent works with you as a Buyer’s Agent - and gives you FIDUCIARY representation. We call this CCLOAD in New York State. This stands for Care, Confidentiality, Loyalty, Obediance, Accountability and Disclosure - this is what we must provide for you when under a representation agreement. If you have not signed a representation agreement and you are buying a house using the listing agent the listing agent must only treat you fairly and honestly, but everything you tell the agent can be told to the seller - therefore you should never tell a listing agent how much you could spend for a house if you plan on offering less. Listen, just make it easy for yourself and get a Buyer’s Agent.
- Here is an easy to understand flowchart of the home buying process in New York state.
- What should you look for in a neighborhood - remember most everything about a house can be changed - except the neighbors.
- Help your agent find the best homes for you in the shortest period of time - fill out this Home Search Criteria worksheet.
- When you schedule several homes in 1 visit you tend to forget little things about the homes - a good agent will make notes and keep them on file to revisit them in case the home comes up again. If you want to make notes I recommend using this form and stapling it to the MLS printout that your agent should give you (with a printed map of the home’s location).
- If you are going to be applying for a loan you will need many forms of documentation - make it easy for yourself by downloading this list of items and start collecting them now.
What kind of home buyer are you?
Most real estate professionals classify home buyers as A, B or C level based on their motivation or how quickly their search will need to find a house. It doesn’t mean that C buyers are less important then A buyers, it helps our team know how often you need to be contacted when new properties come on the market matching your criteria.
We define the buyers as:
- A Buyers: need to buy a house now, they have sold their home, their apartment lease has expired, or are relocating for a job in a short period of time.
- B Buyers: have a home to sell, still need to complete the loan approval process or have time left on their apartment lease.
- C Buyers: will buy a home when the right home comes along.
What kind of home buyer do you think you are?
Online resources for buyers (among many):
To help you get started on buying your new home, take advantage of these valuable online resources.
- Seven steps to buying your home
- Deciding how much house you can afford
- Making your home wishlist
- Location, Location, Location
- Opting for new home construction
- How can a real estate agent help me?
- 10 things you should ask a real estate agent
- Mortgage Calculator - I also have a page about Mortgage Calculators on my site (with Definitions for Terms used in All Calculators)
- Relocation Links
- Capital District Specific Relocation Links
If there is anything I can do to help you in your Averill Park New York home buying process please don’t hesitate to ask - Contact me about buying your home.
When you are ready to buy a home click on the Open Navigation Button at the top right of the screen (under the search form) in the Blogroll section there are several links to predefined searches - or go to my Home Search website (with a very cool map function!) and set up your own search (which will email you when new homes come on the market for your criteria!).
